Disclaimer
What this site is, and what it is not
This website is attorney advertising. It is also, I hope, useful. Both things are true, and the rules I practice under ask me to say the first one plainly.
Responsible attorney
Tara Gaschler Salinas is the attorney responsible for the content of this website. Salinas Law Group LLC, 501 S. Cherry Street, Suite 1100, Denver, CO 80246. 303-825-0197.
Debt relief agency
Federal law requires this statement in bankruptcy advertising: We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Debt relief agency
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Federal law, 11 U.S.C. § 528, requires every attorney who advertises bankruptcy services to say so in those words. It appears at the foot of every page of this site.
General information, not legal advice
Everything on this site is general information about Colorado and federal law as of the date shown on the page. It is not legal advice for your situation. Bankruptcy and student loan discharge turn on specific facts, and the right answer for you depends on details this site cannot know.
Law, dollar figures, and government policy change. Articles show the date they were last reviewed. If something here conflicts with what you have been told about your own case, rely on advice given to you directly.
No attorney client relationship
Reading this site, calling the office, sending an email, or booking a Strategy Session does not by itself create an attorney client relationship. That relationship begins only when we have both signed a written engagement agreement.
Please do not send confidential or time sensitive information by email before we have spoken. If you have a deadline, such as a foreclosure sale date or a court date, say so when you call.
Colorado only
I am licensed in Colorado and practice in the United States Bankruptcy Court for the District of Colorado. Nothing on this site is an offer to represent anyone in a matter outside Colorado.
Results
Descriptions of past results, including the total amount of student loan debt discharged for my clients, are accurate but do not predict the outcome of any other case. Every matter is different, and no attorney can promise a particular result.
Links to other sites
Articles link to statutes, court websites, and government agencies so you can read the source for yourself. I do not control those sites and am not responsible for their content.
Last reviewed October 2026.
